With effect from 01.04.2026, we are moving to a new software system for better services to customers and ease of operations.

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1. Fixed Deposit (FD)
Interest will be calculated and paid at the end of each month, instead of on the respective deposit dates.

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2. Jewel Loan Interest Calculation

• Due for Interest payment is extended to 05th of next month instead of last date of current month.

• Interest calculation will be made up to the date of payment, instead of for the full month.

• Demand will be generated at the end of the month, is payable without any penalty on or before 5th of the succeeding month.​

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3. Rounding Benefit
All calculations will be rounded off to the nearest Rupee, for the benefit of Members.